Life Insurance If your loved ones are dependent upon you, and if their lifestyles, dreams and financial security will suffer without you--then the answer is ? Yes?, you need Life Insurance. To determine the correct amount, many factors need to be considered. For a young couple with one child, the formula is roughly seven times your salary, plus your mortgage amount. For a couple with a paid-up mortgage, and children finished with school, the formula changes as well as the type of plans recommended. If you need a plan for a young child or for final expenses, we can find a plan that fits your need. Life Insurance Product Highlights include: Underwriting Classes: Preferred Non-smoker; Preferred Smoker; Standard Non-smoker; Standard Smoker; Substandard Coverage Years: Annual Renewable, 5-, 10-, 15-, 20-, 25-, 30-year terms, or to age 100 Issue Ages: range from birth to age 85 Level Term Plans Universal Plans Second to Die (Survivorship) Plans Single Premium Plans For life products, Deerpath Insurance Agency partners with nationally-known General Agencies who offer products from more than 1,100 insurance companies. We are able to bring together the correct company and plan for our client depending upon the specific needs and situations of each individual. Annuities Call our office to have our complete annuity spreadsheet faxed, mailed or e:mailed to you today! Our phone number is (847)367-5475; Fax number is (847)367-5476, or e:mail us at Mike@Deerpathinsurance.com