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Dental Insurance A broken tooth or a pain in the mouth that just won't go away can cost you more than $1,000 for just one visit to the dentist. Two cleanings per year and x-rays cost more than some dental plans on the market that cover these items at 100%! Dental insurance is broken down into 4 basic categories: Coverage A (100% coverage): Diagnostic & preventative; routine exams (including bitewing & full mouth x-rays). Also included are 2 regular cleanings per 12-month interval, fluoride treatments for children under age 19, and space maintainers. Coverage B (80% coverage): Minor restorative; fillings; amalgams; and resin treatments. Non-surgical periodontics including treatment for the diseases of the gums. Endodontics, root canals, pulpal therapy, oral surgery extractions, and other oral surgery (including pre- and post-operative care). Coverage C (50% coverage): Major restorative; cast restorations; crowns; onlays; and other ceramic restorations. Other items include prosthodontics (including bridges, partial dentures, and complete dentures). Also provides coverage for surgical periodontics necessary for the treatment of diseases of the gums. Coverage D (50% coverage): Orthodontics necessary for proper alignment of teeth for covered dependent children under the age of 19. Sometimes available for adults. Dental insurance options include: Any Dentist HMO Dentists PPO Dentists Point-Of-Service Dentists Deerpath Insurance Agency uses the best plans available in the market to meet the needs of our clients. Custom plans (with unlimited benefits) are also available for groups. Mike@Deerpathinsurance.com |